In selecting
TAM Inspection Services as a vendor, its clients express confidence in the reputation TAM has built as the leading provider of quality information services to the insurance industry. In appreciation of that commitment, and to demonstrate TAM's clients' confidence is justified, TAM has established the following privacy policy. TAM Inspection Services understands the privacy of information entrusted to it by clients is vital, and TAM is committed to protecting that privacy.

Protecting Information

TAM Inspection Services maintains security policies and practices in its facilities and systems to protect appropriate information from unauthorized access and inappropriate disclosure, alteration or destruction. Security may include, but is not limited to, encryption, physical access security and other appropriate technologies. TAM Inspection Services continually reviews and enhances security systems as necessary. TAM does not use cookies (information which may be placed on the hard drive of a Web site visitor) on its Web sites. Internet Protocol (IP) addresses are used only for reporting demographic information and number of visits. IP addresses are stored for a limited time and then purged. As TAM upgrades, enhances, modifies or maintains its systems, services and procedures, modifications may be made to this policy. Personnel failure to hold in confidence private information is subject to disciplinary process. Personnel are required to execute an acknowledgement of their receipt and understanding of TAM's policies and procedures containing confidentiality obligations which they are subject to. TAM Inspection Services does not provide private information to the general public. TAM Inspection Services does not compile or distribute mailing lists or consumer marketing data from information received from clients. TAM Inspection Services does not modify or correct information obtained from other persons or organizations, since such information is not prepared by TAM.

Obtaining and Sharing Information

TAM Inspection Services respects the privacy of individuals while obtaining information for legitimate businesses that can demonstrate an appropriate need for the information. TAM Inspection Services obtains information ordered by its clients using sources identified by clients - either the subject individual or a reputable source. TAM Inspection Services obtains and discloses such information pursuant to appropriate written authorizations to gather information for, and disclose it to, its clients for the purposes of their underwriting and servicing of insurance policies, and for their other legitimate purposes authorized by law. TAM handles such information in accordance with its clients' directions, the written authorizations, TAM's contracts with clients, and applicable law. TAM Inspection Services does not share information it obtained for a client with its other clients, unless the subject's authorization permits such.

Kinds of Information

TAM Inspection Services is authorized by clients to act on their behalfs to obtain information on individuals regarding the following:

  • Health history
  • Medical information
  • Family history
  • Lifestyle character
  • General reputation
  • Habits, use of alcohol and other drugs
  • Driving records
  • Marital status
  • Death records
  • Civil and criminal court records
  • Past and present employment and job duties
  • Finances
  • Other insurance coverage
  • Participation in hazardous hobbies or activities.

    Sources of such information may include various governmental agencies, medical facilities, independent consumer reporting agencies or other information exchange organizations or individuals provided for personal and business references.

Opting Out

TAM Inspection Services does not use the information it obtains on behalf of its clients. Therefore, if a subject of information desires to opt out of having the information used for any purpose, the subject should address this option with TAM's client when the subject provides the authorization to release information to TAM's client. However, when TAM Inspection Services makes a direct inquiry of the subject of the information, there is an opportunity presented for the subject to opt out of providing the information. In these instances, the subject need only decline to provide the requested material. In all other instances, TAM Inspection Services only gathers and discloses the information pursuant to the subject's written authorization obtained by TAM's clients.


    Please address questions regarding
TAM's privacy policy to TAM's privacy officer at:  1-888-600-3674 ext. 201.


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